Let me make it clear about SSI & personal credit card debt

Let me make it clear about SSI & personal credit card debt We currently get SSI (i am a grownup and I also are now living in VA) and have always been having troubles making my bank card re payment each now because of the interest month. I’ve seen on other internet web internet sites […]

Let me make it clear about SSI & personal credit card debt

We currently get SSI (i am a grownup and I also are now living in VA) and have always been having troubles making my bank card re payment each now because of the interest month. I’ve seen on other internet web internet sites that it is okay if a household people takes care of the card that it will not affect your SSI for you if they directly pay the bank and not give the money to you. Had been wondering if there clearly was any truth for this? I would personally instead perhaps maybe not register bankruptcy and spoil my credit. Many Many Many Thanks!

Hi here, i am sorry to know that! Some forms of help that exist from family unit members count as “in-kind help and maintenance”(ISM). I am maybe perhaps maybe not totally certain that a member of family having to pay a credit automobile bill matters as ISM, you might contact your neighborhood SSA office regarding this, they may be able better simplify if this kind of help could be considered ISM.

We had just read previous today that if a relative will pay your credit debt than that really matters being an earnings for your requirements and might be deducted from your own SSI

In respond to I experienced simply read previous today by Veronica (maybe not confirmed)

Hi Veronica, that could be the truth, it could be an idea that is good contact the SSA regarding this if this is one thing you and a member of family are intending.

My adult daughter receives SSI for her impairment. I will be her Payee. She received an old relationship from her grandmother for more than 12, 000. I will be told that she must down spend that money to maintain her eligibility.

She’s got a couple of old medical bills she can buy household furnishings, appliances, clothing, etc that she can pay, and my booklet says.

Can she reimburse me personally for travel cost of transporting her to her health practitioners ( they have been 140 kilometers trip that is round she’s got severe epilepsy and cannot drive herself). ?

Can she reimburse me personally of other costs like investing in her dogs leg surgery month that is last? Or using her to Mayo Clinic and Cleveland Clinic 36 months ago?

Is there limits on what much she will spend on clothes, furniture, etc.?

In reply to My adult daughter gets by Jill ( maybe maybe not confirmed)

Hi Jill, Payee reimbursements are a cost, nevertheless they are limited to things that are specific certain forms of payees. You may desire to contact the SSA regarding this.

I’m disabled by both Federal and State and getting SSI, meals stamps, medicaid medical insurance. I’ve 3 outstanding cc balances of about 3k each. I simply havent been spending because We couldnt any more. cc business is using us to court, how to handle it? No asssets are had by me or resources.

In respond to i’m disabled by both Federal by Anonymous ( maybe not confirmed)

Hi Gigi, i am not really yes, as creditor legislation differ by state and would www cash america loans impact your instance.

In answer i’m disabled by both Federal by Anonymous ( perhaps perhaps not confirmed)

I have met by having an advocate lawyer (cost-free in my experience) to simply help me personally with my credit debt. I was told by the attorney that I do not have almost anything to be concerned about because i am judgment proof. SSI can’t be garnished, along with having said that, creditors won’t be able to have any court in the us to garnish your SSI. The credit card issuers may attempt to sue you, nevertheless they will not be in a position to touch your SSI. The lawyer informed me that i will wait for credit card issuers to sue me personally then seek bankruptcy relief. Find your nearest state appropriate help advocate!

We reside in New Hampshire if it helps you to offer reply to my previous concern?

In respond to I reside in brand brand New Hampshire if by Anonymous (Gigi) ( perhaps maybe maybe not verified)

Hi Gigi, we are maybe not specialists in creditor legislation, and so I’m unsure the advice you could be given by me in this scenario could be especially of good use.

I’ve a concern can my cousin spend the pay back money to his credit debt on his direct express card?

In respond to We have concern can my by Marcus ( maybe not confirmed)

He might have the ability to, but make certain he checks in aided by the SSA first.

Am we permitted to make personal credit card debt re re payments with SSI? i will be considering getting a GAP card to purchase clothing (we cannot otherwise manage garments), I quickly will have to spend the bill off month-to-month. I do want to understand it to make minimum monthly payments on credit card debt if I must use my SSI strictly for rent, utilities, and food, or if I’m legally allowed to use a portion of. Many thanks. We reside in Georgia, if that information is required.

In answer Hi, by Adam ( perhaps maybe maybe not confirmed)

It can be used by you for clothes. Nonetheless, because you’re getting a store bank card, i might suggest checking in because of the SSA before doing that. Better safe than sorry.

In answer Hi, by Adam ( perhaps perhaps not confirmed)

We have a few bank cards, and We spend my credit cards with my SSI. I’ve never gotten into any difficulty for the. But, used to do ask Social safety about utilizing bank cards, while the social safety rep said it is okay to own and employ bank cards so long as the bank cards create financial obligation you need to and want to pay off, and it’s really definitely ok which will make month-to-month charge card re re re payments with SSI. You can also get financing, an unsecured guarantor loan, as well as a advance loan being on SSI; once again, this has to produce a financial obligation that you must and want to pay off in to the creditor(s). Consequently, you are able to go right ahead and spend your credit card debt together with your SSI with no be concerned about it inside your SSI. You should be careful never to find yourself deep in credit debt in which you find yourself maybe maybe not having sufficient $ to help make the minimum payments.

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